How to send money for cash pickup in the Philippines

OrbitRemit lets you send money to someone in the Philippines who can collect it as cash from a local payout location — no bank account needed.


What you'll need before you start

Collect the following details from your recipient before creating the transfer:

  • Full name (exactly as it appears on their valid ID, including middle names if applicable)
  • Residential address
  • Mobile number

The details you enter must match your recipient's ID exactly. Any mismatch can cause delays or prevent collection.


Step 1: Log in and start a transfer

  • Log in to your OrbitRemit account at orbitremit.com. If this is your first transfer, see: A guide to creating your first transfer.
  • Select Philippines (PHP) as the destination currency and enter the amount you want to send.

Step 2: Create a cash pickup recipient

  • If you have sent money to this person's bank account before, you still need to create a new recipient for cash pickup — the two recipient types are separate.
  • When adding your recipient, select "A person who will collect funds" as the recipient type, then enter their details carefully.

Step 3: Pay for your transfer

  • Complete your transfer and proceed to payment. Pay as soon as possible to avoid delays — OrbitRemit will not release the transfer for collection until payment is received.

For a full guide to payment methods, see: What payment options do I have to pay for transfers?


Step 4: Your recipient collects the cash

  • Once OrbitRemit receives your payment, the transfer is released for collection. If you provided a valid mobile number, your recipient will receive an SMS with their transfer reference number and instructions on where to collect.

Collection locations and limits

Collection point Maximum per transfer
Metrobank PHP 500,000
Villarica Pawnshop PHP 300,000
RD Pawnshop PHP 300,000
M Lhuillier Pawnshop PHP 250,000
PSBank PHP 250,000
Palawan Pawnshop PHP 175,000
LBC Express PHP 100,000
Robinsons Department Store PHP 100,000
Cebuana Lhuillier Pawnshop PHP 100,000
Pera Hub / Petnet Inc PHP 100,000
Tambunting Pawnshop PHP 50,000

For transfers collected from Metrobank over PHP 250,000, additional information may be required by OrbitRemit and/or Metrobank to comply with Anti-Money Laundering obligations in the Philippines.


What your recipient needs to bring

Requirement Details
Transfer reference number For example, ORB1234567. Generated after your transfer is created and sent by SMS to your recipient. Must be presented to collect.
Photo ID — one form required See accepted ID list below
Photo ID — two forms required For transfers over PHP 250,000

Accepted forms of ID

Passport, driver's licence, PRC ID, NBI Clearance, Police Clearance, Postal ID, Voter's ID, Barangay Certification, GSIS e-Card, SSS Card, Senior Citizen Card, OWWA ID, OFW ID, Seaman's Book, ACR/ICR, Government or GOCC ID (e.g. AFP, HDMF), NCWDP Certification, DSWD Certification, Integrated Bar of the Philippines ID, company ID from BSP/SEC/Insurance Commission-regulated entities, or a student ID signed by the school principal or head.


Make sure the mobile number you provide for your recipient is correct. This is how they receive their collection reference and notification that their cash is ready.


Need help? Contact our support team at support@orbitremit.com.

Ready to send? Start a transfer