OrbitRemit offers fast, low-cost transfers to China via Alipay or direct bank transfer. Here's everything you need to know to get started.
Getting started
- Download the OrbitRemit app on iOS or Google Play, or visit orbitremit.com.
- Create your OrbitRemit account.
- Complete identity verification. See: How do I complete biometric verification?
- Enter the amount you want to send in AUD or NZD.
- Select how your recipient will receive the funds — via Alipay or bank account.
- Enter your recipient's details.
- Pay for your transfer and OrbitRemit will process and deliver it securely.
Payment methods
Once your first transfer has been successfully completed, you'll have access to the following payment options:
| Payment method | Availability |
|---|---|
| Bank transfer | AU & NZ |
| Debit or credit card (including Apple Pay / Google Pay) | AU & NZ |
| PayID | Australia only |
| POLi | New Zealand only |
How will my recipient receive the money?
Alipay: Funds are delivered directly to your recipient's Alipay account.
See: Paying to an Alipay ID in China
Bank transfer: Funds are sent directly to a Chinese bank account. Your recipient's ID card number is required for this option.
How long does it take?
| Payment method | Estimated delivery |
|---|---|
| Bank transfer | Within 2 hours (weekend transfers may take longer) |
| Debit card or instant payment | Often instant |
| PayID or POLi | Typically a few minutes |
Fees
| AUD to CNY | $0.99 per transfer |
| NZD to CNY | $0.99 per transfer |
Transfer limits
| Alipay | Bank transfer | |
|---|---|---|
| Maximum per transfer | CNY 50,000 | CNY 50,000 |
| Maximum transfers per month | 15 | 10 |
| Annual limit | CNY 800,000 | CNY 300,000 |
Will my recipient receive the full amount?
Yes. Your recipient will receive the full converted amount with no deductions on the receiving side. OrbitRemit's fee and exchange rate are applied on your end before the transfer is sent.
Loyalty programme
- Every 10th transfer with OrbitRemit is fee-free
- All paid transfers count towards your tally automatically
- Track your progress in your OrbitRemit account
- New customers receive a special promo rate on their first transfer
See: Free transfers — loyalty programme
Referral programme
- Share your unique referral link with friends
- Each successful referral earns you a $20 coupon
- Your friend receives a special rate on their first transfer and a $10 coupon for their second
- No limit on how many friends you can refer
See: OrbitRemit referral programme
Is it safe to send money to China via OrbitRemit?
Yes. OrbitRemit is registered with AUSTRAC in Australia and the Department of Internal Affairs (DIA) in New Zealand as a licensed money remitter. See our full licences and regulators for more details.
Need help? Contact our support team at support@orbitremit.com.